Member Services

Share CD's

For risk-free investing, it's tough to beat a Towpath Credit Union Term Share Certificate! Our competitive dividend rates ensure that your money is working its hardest for you.

Share Rates

Rates effective as of November 2, 2009.
Rates may change without notice. Please call for current rates.
Account Type APR APY*
Share Accounts
Share/Savings 0.50% 0.50%
Club Accounts 0.50% 0.50%
Share/Savings over $50,000 0.50% 0.50%
Club Accounts over $50,000 0.50% 0.50%
IRA Savings 1.00% 1.00%
IRA CDs See CD rates
Preferred Checking 0.25% 0.25%
Term Share Certificates ($500 minimum)
3 Month .75% .75%
6 Month 1.00% 1.00%
9 Month 1.24% 1.25%
1 Year 1.49% 1.50%
2 Year 1.84% 1.85%
3 Year 2.23% 2.25%
Mini Jumbo Certificates ($1000 minimum)
1 Year 1.49% 1.50%
1 Year ($500 New Money) 1.54% 1.55%
Youth Certificates ($100 minimum)
1 Year 1.49% 1.50%

*APY - Annual Percentage Yield.

Please note:
Minimum deposit for above accounts is $5 unless otherwise stated. Minimum balance to earn dividends is $50 unless otherwise stated. Fees may reduce earnings on accounts. Dividends will be forfeited if account is closed before accrued dividends have been credited. Early withdrawal penalties apply on Share Certificates. Rates are subject to change at any time and without notice.