Checking Accounts

Stop paying high monthly fees on your checking account!
Towpath Credit Union offers three types of checking (share draft) accounts: Classic, Preferred and Money Market

Classic Checking (non-interest bearing)

No Minimum Balance to Open
No Monthly Service Charge
No Minimum Balance Requirement
MasterCard Debit Card
No “Per Check” Fee
First Fifty (50) Checks Free
All transfers from any account to cover overdrafts $2.00 each
Overdrafts transferred for the exact amount of overdraft
Limit six electronic transfers per month from savings/club to cover overdraft
ODP available up to $500.00. For details click here.
Free online banking/billpay
Dividends: No

Preferred Checking (interest Bearing)

No Minimum Balance to Open
No Monthly Service Charge
No Minimum Balance Requirement
MasterCard Debit Card
No “Per Check” Fee
First 50 checks free (no unlimited free checks)
All transfers from any account to cover overdrafts $2.00 each
Overdrafts transferred for exact amount of overdraft
Limit six electronic transfers per month from savings/club to cover overdraft
ODP available up to $500.00. For details click here.
Free online banking/billpay
Dividends: Yes ($50.00 minimum balance)

Towpath Credit Union's Classic and Preferred Checking accounts also include:

• FREE MasterCard Debit Card
• FREE Online Account Access with Extreme Green
• FREE Online Bill Pay
• Overdraft Protection from Share account (Six automatic transfers per month)
• Overdraft Privilege (Qualifying accounts)

Money Market Accounts

$3,000.00 minimum deposit to open
$3,000.00 minimum balance requirement
Maximum 3 debit transactions of any kind per month
Transaction fee after 3 debit transactions: $10.00
Minimum transaction amount: $500.00
Fee for transactions < $500.00: $10.00
Dividends: Yes on average daily balance > $3,000.00
Starter checks available

Need more checks? It's easy to order online!