Welcome to Towpath Credit Union
Towpath Credit Union is pleased to announce that we are now offering Stretch Pay,
a special loan program that will help members who need a small-dollar loan to carry them over until
their next regularly scheduled pay check.
Stretch Pay is designed to make it easy for members to obtain short term credit with one important
difference: a borrower must repay their entire outstanding balance (plus interest) before another
advance is permitted. A big advantage to the member is that the fees are much less than a traditional
pay-day lender and the loans help build a positive credit history.
Here’s how it works - Loans are limited to $250.00 with a $35.00 annual fee that is paid from
the first advance. The loan must be repaid within a 30 day period. At 18.00% APR* interest your 30 day
interest would only be $3.70.
StretchPay is a real loan that you can use over and over again. Once you pay off the loan, you
can use it again ... with no applications and no hassles!
Member Requirements:
•Must be 18 years of age or older
•Primary member on the account
•Must be a Towpath Credit Union member
for at least 60 days
•Positive balance on all accounts and
no delinquentcy on any loans with
Towpath Credit Union
•Has verifiable income for the last 6 months of $1,000 a month or more
•Not in process of filing bankruptcy
•Has not caused a loss at another
StretchPay participating Credit Union
If you are interested in obtaining a Stretch Pay loan, please contact a
member services representative at either the Akron or Fairlawn branch.
You can download an application here
Get Outta Town!
Need a little help with your vacation plans this year? With our Vacation line of Credit qualified
members can borrow up to $2,000 at 10% APR* for 12 months! Open or renew your line of credit and use as much or as
little as you need, when you need it, now thru August 31!
*Annual Percentage Rate. A sample monthly payment based on a $2,000 loan for 12 months at a rate of
10% APR would be approx. $177.00. All rates are subject to change without notice.
The Vacation Line of Credit
is available from June 1, 2008 - August 31, 2008.
Make Your College Dreams a Reality With a CU Student H.E.L.P. Loan!
At Towpath Credit Union, we understand that college tuition, fees and room and board can add up.
But, the college experience is worth every penny. That’s why we have partnered with the CU Student Higher Education Loan Program
(CU Student H.E.L.P.) to offer a private student loan program for undergraduate, graduate and continuing education students.
We encourage all of our members to maximize scholarships, grants, and federal loans before applying for a private student loan.
If these sources of aid fall short, a CU Student H.E.L.P. loan can help. Whether you need a little money to help pay college expenses
or have to cover your entire Cost of Education, a CU Student H.E.L.P. loan can help you get the money you need to pay for college
Apply online today and receive an online decision
in less than a minute. Or you can apply by phone at (877) CUEDLOAN or (877) 283.3562.
You may qualify for federal student loans. We encourage prospective customers to exhaust federal student loan options
before applying for a private student loan, as federal loans are often less expensive and offer the widest variety of repayment options.
CU Student H.E.L.P. is administered by CampusDoor. All loans are subject to credit approval.
Lender is Lehman Brothers Bank, FSB. Equal Opportunity Lender.
Towpath Credit Union is compensated
for the referral of private loan customers to the Lender
AMUSEMENT PARK TICKETS NOW AVAILABLE.
We now have discount tickets at both the Akron and Fairlawn branches.
Cedar Point opens May 10 and the price for an Adult Daily is $35.00.
Soak City at Cedar Point opens May 24 and the price per ticket is $24.00.
Geauga Lake Water Park opens May 24 and the price per ticket is $19.00.
Cedar Point and Geauga Lake Junior/Senior tickets are $13.95.
SHARED BRANCHING IS HERE, JUST LOOK FOR THE SWIRL!
Towpath Credit Union now has thousands
of branch locations across the country as a proud member of the
Shared Branching network, a nationwide credit union cooperative
that allows you to conduct basic teller transactions at over 2,000
locations nationwide.
Whether you travel across town or move out of state, trust that
Towpath Credit Union will be there for you with the same friendly credit
union service you expect. All you need is your member account number
and Photo ID. Click here for the locations of participating credit unions near you.
Jamsession and Kidz Quarter now online!
The Summer 2008 youth newsletters are now ready to download.
This season we are only offering them online so that we can make them bigger and more
interactive for you. In the months to come we hope to expand these even more. You can download
Jamsession here and download Kidz Quarter
here.
MEMBERS CHOICE!
Looking for a new or pre-owned car?
These are the top three dealers our members patronized last month:
- Fred Martin Motors
- Lambert Buick Pontiac-GMC
- Park Acura/Mazda/Honda
For a complete list of dealerships
click here.
For a list of local dealerships
click here.
Is your checking account totally free?? If not, we can help!!!
Our totally free checking account also offers: debit card - bill pay - online access - direct deposit and e-statements!
Already have a checking account with Towpath?? Sign up for a debit card, bill pay, online
access, direct deposit or e-statements today!!!
INTRODUCING ESTATEMENTS!
Click here to download the Towpath Credit Union eStatement application.
Click here to download the Towpath Credit Union Electronic Account Agreement and Disclosure.
MORE FREE ATMS!
All ATM machines at Sheetz gas stations are FREE ATMs! Remember, you get five free ATM and
Debit transactions per month when you use your Towpath Credit Union ATM card or MasterCard Debit Card. In addition, click on
the Alliance One link on the left side of the page to find the FREE ATM location closest to you!
CHECKING ACCOUNT REMINDER
Per REGULATION E, a Federal regulation governing all deposit and transaction accounts, automatic transfers from savings to checking are limited to six per month.
However, you can call us to transfer funds as many times as you like with no charge.
ATTENTION: MEMBERS
Some members have received emails from the National Credit Union Administration
(NCUA) and other organizations asking them to verify personal and account information.
Please do not reply to these emails. Delete them. NEVER share personal information.
It has also come to our attention that some people have received emails from
"service@akrontcu.com" and/or "security@akrontcu.com." These email accounts are
NOT valid. Do NOT respond to them. If we need updated information from you, we
will contact you directly by phone or regular mail. Treat all
unsolicited emails requesting financial or personal information as fraudulent.
*** New Scam Alert ***
Please be aware of a new email scam aimed at credit union members. The scam emails feature a subject line of
"Get your $50.00 Reward Survey with Credit Union National Association" and carry the America's Credit Unions logo.
The message begins with "Dear National Credit Union Administration Customer" and asks recipients
to answer five survey questions in exchange for a $50 credit to their account. Recipients are
instructed to click on a link and submit their account information supposedly in order for the
money to be deposited. However, they are now a victim of a phishing scam and their personal
account information is at risk for fraud and identity theft. Towpath Credit Union will NEVER ask for personal
information via email. This is completely separate from the member survey that was sent with the June statements.
DELETE ANY MESSAGES YOU RECEIVE THAT ASK FOR ANY ACCOUNT INFORMATION.
BRANCH LOCATIONS
Fairlawn Branch
(Behind Summit Mall)
2969 Smith Road
Fairlawn, Ohio 44333 |
Akron Branch
(North Hill)
645 N. Main Street
Akron, Ohio 44310 |