Welcome to Towpath Credit Union
With our VACATION LINE OF CREDIT qualified members can borrow up to $2,000 at 10% APR* for 12 months! Open or renew your line of credit and use as much or as little as you need, when you need it, now thru
August 31!
*Annual Percentage Rate. A sample monthly payment based on a $2,000 loan for 12 months
at a rate of 10% APR would be approx. $176.00 per month. All rates are subject to change without notice.
The Vacation Line of Credit is available from June 1, 2009 - August 31, 2009.
AS OF JULY 1 OUR ONLINE LOAN APPLICATION WILL CHANGE.
We will be upgrading to a newer system
that will process your loan applications
faster and better than before!
In order to have your
loan applications processed, find
the new loan app. link on the left side
of the page below the T.O.M. link.
Register online by entering
your email address* and a password
and you are on your way!
If you have any questions or concerns
regarding our new system, please call us
at 330.664.4700
*Towpath Credit Union will never share your email address wth an outside party.
If you are a member between the ages of 18 to 25 we want to talk to you! We are in the early stages of re-designing our website and we need a
group of 15 to 20 people to come in and give us some advice.
We will be focusing on:
• The overall look and feel of the site
• Flow and ease of use
• Most needed features and what needs to go away
The group will meet on Friday, August 7 at 1:00 in the Fairlawn office. We will provide lunch and a special “Thank You” gift.
If you are available at that time and are interested please download an application here.
Fill it out and return it to us by Friday, July 24.
We greatly need and appreciate your help!
Get ready for summer fun with discount amusement park tickets from Towpath.Tickets are available at either the Akron or Fairlawn branch.
NEW THIS YEAR:
You can now purchase your tickets online with a credit card and print them out, saving you time waiting in line at the ticket booths.
However, in order to take advantage of this great service you must be signed up for Towpath Online for Members (TOM). If you aren’t yet signed up,
now is a great time to take do so. Just click on "Sign up for TOM" on the left side of the page or come in to either of our branches to fill our an application.
When you sign in to TOM you will see the links and passwords to Cedar Point and Geauga Lake’s sites. Once you have gained access just follow
the simple instructions provided.
Cedar Point
ONE-DAY ADMISSION
Adult: $36.00
Junior/Senior: $17.25
Soak City: $25.00
TWO-DAY ADMISSION
Ride & Slide: $68.00
Junior/Senior Ride & Slide: $36.99
(Available online only)
Geauga Lake’s
Wildwater Kingdom
ONE-DAY ADMISSION
Adult: $20.00
Junior/Senior: $12.50
INFORMATION REGARDING AMERICAN SHARE INSURANCE
For over 34 years, ASI has insured each and every account of an individual member to $250,000 without
limitation as to the number of the accounts held. (See member example below).
No credit union member has ever lost money in any ASI-insured credit union account.
ASI is owned by credit unions, not risk-taking Wall Street investors, and only insures credit unions. Currently, over 1.5 million members belong to credit unions insured by ASI.
ASI-insured credit unions are well-capitalized and financially sound.
ASI’s equity ratio of 1.49% is greater than that reported by federal deposit insurance funds.
ASI does not hold any mortgage-backed securities or exotic investments. ASI’s balance sheet exhibits solid characteristics with 25% invested in cash and cash equivalents, 70% in U.S. government-guaranteed agency bonds and US Treasuries, and 5% in other assets.
ASI is not assigned a traditional insurance industry rating by companies like A.M. Best or Standard and Poor’s due to the limited number of companies in our industry. Financial data and other information are supplied to rating services annually for their review and analysis.
The ASI insurance fund has never needed a bailout and doesn’t need one now. It is a strong, high-quality program that members can trust and rely upon!
If you have any questions please call American Share Insurance at 800.521.6342 or visit their website at www.americanshare.com
New Jamsession and Kidz Quarter now online!
The Spring 2009 youth newsletters are now now online.You can download
Jamsession here and download Kidz Quarter
here.
AMERICAN CANCER SOCIETY NIGHT AT PROGRESSIVE FIELD
Cleveland Indians vs Texas Rangers
Wednesday, August 12, 2009, 7:05 PM
Upper Box Tickets at $16.00 (reg. $22.00)
$5.00 from each ticket purchased will benefit your Relay for Life Team and American Cancer Society.
The American Cancer Society will also receive $1.00 for every ticket sold for the August 12 game compliments of the Cleveland Indians.
You can download a order form here.
Relay for Life chocolate bars are now available at each of our branches. They are $1.00 each and come in four great flavors: Almond, Crisped Rice, Soft Creamy Caramel
and Creamy Peanut Butter. Take a couple home with you the next time you are in the lobby. You can satisfy your sweet tooth and help out a great cause at the same time!
DEBIT/ATM CARD USE HAS BEEN LIMITED!
Because of recent fraudulent transactions occurring out of the country, Towpath Credit Union will be
limiting the areas in which they may be used. Beginning immediately, you will only be able to use your debit card in the United States, Canada and Mexico.
This is an important step in member protection that we have taken and we sincerely hope it does not cause any inconvenience. If you are planning to travel
outside of the continent we strongly suggest using traveler’s checks or a Towpath Credit Union VISA®, both of which are available at each branch location.
A GREAT NEW AUTO DISCOUNT PROGRAM!
In addition to our already low interest rates, you can now save even more by financing your new car or truck through Towpath Credit Union.
Members can save an additional $250.00 to $1,000.00 with the new INVEST IN AMERICA program. Currently limited to Chrysler and GM models,
this is an excellent program to look into if you are considering purchasing a new vehicle. For complete information go to
www.lovemycreditunion.org.
Towpath Credit Union is pleased to announce that we are now offering Stretch Pay,
a special loan program that will help members who need a small-dollar loan to carry them over until
their next regularly scheduled pay check.
Stretch Pay is designed to make it easy for members to obtain short term credit with one important
difference: a borrower must repay their entire outstanding balance (plus interest) before another
advance is permitted. A big advantage to the member is that the fees are much less than a traditional
pay-day lender and the loans help build a positive credit history.
Here’s how it works - Loans are limited to $250.00 with a $35.00 annual fee that is paid from
the first advance. The loan must be repaid within a 30 day period. At 18.00% APR* interest your 30 day
interest would only be $3.70.
StretchPay is a real loan that you can use over and over again. Once you pay off the loan, you
can use it again ... with no applications and no hassles!
Member Requirements:
•Must be 18 years of age or older
•Primary member on the account
•Must be a Towpath Credit Union member
for at least 60 days
•Positive balance on all accounts and
no delinquentcy on any loans with
Towpath Credit Union
•Has verifiable income for the last 6 months of $1,000 a month or more
•Not in process of filing bankruptcy
•Has not caused a loss at another
StretchPay participating Credit Union
If you are interested in obtaining a Stretch Pay loan, please contact a
member services representative at either the Akron or Fairlawn branch.
You can download an application here
SHARED BRANCHING IS HERE, JUST LOOK FOR THE SWIRL!
Towpath Credit Union now has thousands
of branch locations across the country as a proud member of the
Shared Branching network, a nationwide credit union cooperative
that allows you to conduct basic teller transactions at over 3,000
locations nationwide.
Whether you travel across town or move out of state, trust that
Towpath Credit Union will be there for you with the same friendly credit
union service you expect. All you need is your member account number
and Photo ID. Click here for the locations of participating credit unions near you.
MEMBERS CHOICE!
Looking for a new or pre-owned car?
These are the top three dealers our members patronized last month:
- Fred Martin
- Park Acura/Mazda/Honda
- Brunswick Auto Mart
For a complete list of dealerships click here.
For a list of local dealerships click here.
INTRODUCING ESTATEMENTS!
Click here to download the Towpath Credit Union eStatement application.
Click here to download the Towpath Credit Union Electronic Account Agreement and Disclosure.
MORE FREE ATMS!
All ATM machines at Sheetz gas stations are FREE ATMs! Remember, you get five free ATM and
Debit transactions per month when you use your Towpath Credit Union ATM card or MasterCard Debit Card. In addition, click on
the Alliance One link on the left side of the page to find the FREE ATM location closest to you!
CHECKING ACCOUNT REMINDER
Per REGULATION E, a Federal regulation governing all deposit and transaction accounts, automatic transfers from savings to checking are limited to six per month.
However, you can call us to transfer funds as many times as you like with no charge.
ATTENTION: MEMBERS
Some members have received emails from the National Credit Union Administration
(NCUA) and other organizations asking them to verify personal and account information.
Please do not reply to these emails. Delete them. NEVER share personal information.
BRANCH LOCATIONS
Fairlawn Branch
(Behind Summit Mall)
2969 Smith Road
Fairlawn, Ohio 44333 |
Akron Branch
(North Hill)
645 N. Main Street
Akron, Ohio 44310 |