Loan Rates
Rates effective as of December 28, 2009.
*All rates subject to change at any time and without notice.* |
| Loan Type |
Term |
Interest Rate (APR) |
| Auto Loans |
| New & Used Vehicles1 |
Up to 48 months |
As low as 4.29% |
| New & Used Vehicles1 |
Up to 65 months |
As low as 4.39% |
| New & Used Vehicles1 |
Up to 71 months |
As low as 4.79% |
| New & Used Vehicles1 |
72 months |
As low as 4.99% |
| Other Vehicle Loans |
| New Recreational Vehicles1 |
Terms may vary |
As low as 7.00% |
| Used Recreational Vehicles1 |
Terms may vary |
As low as 8.00% |
| New Motorcycles1 |
Up to 48 months |
As low as 6.50% |
| Used Motorcycles1 |
Up to 48 months |
As low as 6.50% |
| New Boats1 |
Terms may vary |
As low as 7.00% |
| Used Boats1 |
Terms may vary |
As low as 8.00% |
| Additional Loans |
| Unsecured Loans |
Up to 48 months |
As low as 10.50% |
| Share Secured |
Up to 48 months |
3.00% over rate paid2 |
| Certificate Secured |
Up to 48 months |
2.00% over rate paid2 |
| Mortgage Loans |
| First Mortgage3 |
10 years |
5.00% |
| First Mortgage3 |
15 years |
5.50% |
| Fixed Rate Equity Loan |
3 years |
6.00% |
| Fixed Rate Equity Loan |
5 years |
6.25% |
| Fixed Rate Equity Loan |
7 years |
6.50% |
| Fixed Rate Equity Loan |
10 years |
6.75% |
| Variable Rate Line of Credit |
Terms may vary |
4.00% |
1Loan rates and terms are determined by credit score and age of vehicle.
2Minimum 6.00%.
3If refinancing a Towpath Credit Union mortgage, must include at least $1000 new money.