Auto Loans
With rates at an all time low, now is the perfect time to purchase a new car! Towpath Credit Union has partnered with over 200 auto dealers in northern Ohio to offer our members credit union financing right from the dealership!
Here's how it works:
- Get pre-approved (see above) and get your "Ticket to Drive." To apply online click here.
- Go shopping at one of the participating dealers.
- Sign Towpath Credit Union financing papers at the dealership.
- Drive off into the sunset. Or sunrise.
Want to see how much car you can afford? Do you need to sell your current vehicle? Or, do you just prefer to do your shopping online? You can do all that and more with the Preferred Dealership Network!
SHOW NOW
Mortgage Loans
Whether you are purchasing your first home, want to take your dream vacation or just want to consolidate all of those bills, consider Towpath Credit Union for all of your mortgage needs. Our friendly staff will help you decide which choice is best for you!
First Mortgage
Low, fixed rate first mortgages. For more information or to apply for a mortgage loan
click here.
Fixed Rate Home Equity Loan (Second Mortgage)
Use the equity in your home with one of these short term Fixed Rate Home Equity Loans. (Min. loan $5000)
Home Equity Line of Credit
Want to keep your options open? Try a Towpath Credit Union Home Equity Line of Credit. You'll get a revolving credit line up to $50,000 at the current prime interest rate. As long as you have credit available, you can continue to draw on your account. Rate adjustments on open-end loans occur January 1st and July 1st each year.
Small Business Loans
Towpath Credit Union has partnered with Cooperative Business Services, LLC (CBS) to provide financial lending solutions to small businesses in the Summit County area. CBS was formed in 2003 to serve as a commercial lending service organization facilitating the origination, underwriting, closing, servicing, and portfolio management of business loans. The company, in partnership with over 60 credit unions throughout the states of Ohio, Kentucky, Indiana, New Jersey, Tennessee and West Virginia, provide business financing solutions to area small businesses that are eligible to be credit union members.
Towpath Credit Union is the only credit union in Summit County to offer this program. To learn more and apply for one of these loans please visit
www.cbscuso.com.
Other Loans
Towpath Credit Union offers secured loans for motorcycles, RVs, and boats. With competitive rates on new and used vehicles, you can't afford not to check it out! To apply online click
here.
Personal Loans
Towpath Credit Union has a variety of loans to fit your borrowing needs. You never pay an application fee or prepayment penalty with a Towpath loan. To apply online click here.
Unsecured Signature Loans
This type of loan is by the members signature. With our competitive rates, an unsecured loan is a great way to help pay bills, fix that leaky roof, or provide you with some extra cash during the holidays.
Share Secured Loans
Share secured loans are secured by funds in your credit union accounts. A Share Secured loan is also a great way to help your credit. Ask us how!
Sallie Mae Smart Option Student Loan®
The Sallie Mae Smart Option Student Loan is an ideal solution for students who still need funds after they have maximized free money and federal loans. The Smart Option Student Loan® helps students save money, pay off their student loan faster, and build credit.