Member Services

Towpath Credit Union Loan Center

 






Pre-approval is easy:

  • Stop into any branch and speak with a loan officer.
  • Call us during business hours at 330.664.4700 and speak with a loan officer.
  • Click here to apply online 24 hours a day, 7 days a week!

View our competitive rates
Apply online

Auto Loans

Towpath Credit Union has partnered with over 200 auto dealers in northern Ohio to offer our members credit union financing right from the dealership!

Here's how it works:

  1. Get pre-approved (see above) and get your "Ticket to Drive."
  2. Go shopping at one of the participating dealers.
  3. Sign Towpath Credit Union financing papers at the dealership.
  4. Drive off into the sunset. Or sunrise.

Want to see how much car you can afford? Do you need to sell your current vehicle? Or, do you just prefer to do your shopping online? You can do all that and more with the Preferred Dealership Network!
SHOW NOW

For a list of authorized dealers in your area click here (PDF download).

Other Vehicle Loans

Towpath Credit Union offers secured loans for motorcycles, RVs, and boats. With competitive rates on new and used vehicles, you can't afford not to check it out!

Mortgage Loans

Whether you are purchasing your first home, want to take your dream vacation or just want to consolidate all of those bills, consider Towpath Credit Union for all of your mortgage needs. Our friendly staff will help you decide which choice is best for you!

First Mortgage
Low, fixed rate first mortgages.

Fixed Rate Home Equity Loan (Second Mortgage)
Use the equity in your home with one of these short term Fixed Rate Home Equity Loans. (Min. loan $5000)

Home Equity Line of Credit
Want to keep your options open? Try a Towpath Credit Union Home Equity Line of Credit. You’ll get a revolving credit line up to $50,000 at the current prime interest rate. As long as you have credit available, you can continue to draw on your account. Rate adjustments on open-end loans occur January 1st and July 1st each year.

Additional Loan Types

Towpath Credit Union has a variety of loans to fit your borrowing needs. You never pay an application fee or prepayment penalty with a Towpath loan.

Unsecured Signature Loans
This type of loan is by the members signature. With our competitive rates, an unsecured loan is a great way to help pay bills, fix that leaky roof, or provide you with some extra cash during the holidays.

Share Secured Loans
Share secured loans are secured by funds in your credit union accounts. A Share Secured loan is also a great way to help your credit. Ask us how!