Share Savings Accounts
Your deposit of $5 or more into a Towpath Credit Union Share Savings account not only establishes your lifetime membership, it also gives you the opportunity to take advantage of additional Towpath Credit Union financial services.
Regular Share Account
This is your primary account with Towpath Credit Union.
Share Savings Sub-Account
Sub-accounts are perfect for setting aside a little bit each month and keeping it away from your Regular Share account. Whether you're trying to save for vacation or just want an emergency fund, a sub-account makes it easy.
Santa Savings
A sub-account for that special time of year. Don’t be caught out in the cold when the post-holiday bills arrive. Plan ahead with a Towpath Credit Union Santa Savings account. Accounts are disbursed in early October which gives you plenty of time to get your shopping done before Christmas!
Summer Savings/26-Pay Plan
A sub-account designed specifically for our members who do not receive a paycheck in the summer. A portion of each paycheck is deposited into your Summer Savings account and distributed to you throughout the summer.
Health Savings Account
If you are covered under a high-deductible health plan, you may be eligible for a Health Savings Account (HSA) with Towpath Credit Union!
With a Towpath Credit Union HSA, you may be able to take advantage of tax-free employer contributions, tax deductible member contributions, and tax-free distributions if used for qualified medical expenses.
Coverdell Education Savings Account
Give your child the gift of education with a Coverdell ESA. Previously known as the Education IRA, the Coverdell ESA is designed to help pay for your child's education expenses, like tuition, fees, books, supplies, equipment, and in some cases room and board and computers. For more information, visit SavingForCollege.com or give us a call.
**We use information from ChexSystems as a reference for membership.**
*Please note:
Minimum deposit for above accounts is $5. Minimum balance to earn dividends is $50.
Fees may reduce earnings on accounts. Dividends will be forfeited if account is closed before accrued dividends have been credited.
Download fee schedule (PDF)