Posts in Category: Mortgages

How Does the Fed Affect You? 

Posted by Jeremy Wascak September 30, 2019 Categories: Credit Cards Loans Mortgages Shopping
You might have seen some things in the news recently about the Fed cutting rates, but many Americans don’t know exactly what the Fed is or how it affects their lives. Turns out, it actually has a pretty big impact on all of us. The Federal
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The 20% Down Myth 

Posted by Jeremy Wascak May 07, 2018 Categories: Millennials Mortgages
If you’re desperate to own a home of your own, you are likely saving up until you have 20% of your dream home’s total value. All that’s great, but the fact is you don’t need to put down 20%. The 20% myth is leftover from the era after
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Real Mortgage Pre-Approvals 

Posted by Jeremy Wascak April 16, 2018 Categories: Millennials Mortgages
So, you are hoping to be pre-approved to purchase a home. Did you know that there are different types of pre-approvals? Some lenders pre-qualify you based on information you tell them, some ask for a little bit of documentation and issue a
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Why Do I Need To Get Pre-Approved For A Mortgage? 

Tips from Amanda, Our Mortgage Specialist
Posted by Jeremy Wascak April 09, 2018 Categories: Mortgages
Q: I'm in the market for a new home, and everyone I talk to, from friends to financial advisors, suggests I get pre-approved for a mortgage before I start house hunting. Why is this so important? A: You're actually on the
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Millennials Have Difficulty Leaving the Nest 

February 05, 2018 Categories: Credit Scores Millennials Mortgages Student Loans
Millennials, also known as Generation Y have had a difficult time leaving the nest. While there are different ranges given for their birth years, they can be roughly defined as those born between the late 1970's and the year 2000. Many define the
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Will I Get All My Money Back from Home Improvements? 

With Guest Blogger Dawn Lawson
Posted by Jeremy Wascak May 05, 2017 Categories: Mortgages

One of the hardest concepts for homeowners to understand is that the market value of land is what appreciates while home improvements depreciate. It is understandable that people want to see a decent return on their sweat equity. However, taking the fair market value of their home and then adding on the money spent to update or maintain the property does not necessarily reflect a change in value.

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Why Staging Your Home is Important 

With Guest Blogger Dawn Lawson
Posted by Jeremy Wascak May 04, 2017 Categories: Mortgages

The more stunning your home, the longer the buyer will linger. I’ve even had people so in love with the condition of a home that they tried to figure out a way to make it work even though the home didn’t have their key features.

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