Posts in Category: Credit Cards

Managing Your Finances During the COVID-19 Pandemic 

Posted by Jeremy Wascak May 19, 2020 Categories: Budgeting Credit Cards Saving
The COVID-19 pandemic is not only causing fear and uncertainty about our health, but our livelihood as well. Many wonder “What happens to me and my family if my employer has to lay off people or my hours are cut?” Now more than ever, it’s
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COVID-19 Response Plan 

Posted by Jeremy Wascak March 10, 2020 Categories: Akron Community Credit Cards Loans Local Mobile Pay
At Towpath Credit Union, people always come first. We are fully committed to protecting our staff and Members in case of a local COVID-19 outbreak and have a business continuity plan in case of a pandemic, natural disaster, or any other situation
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Balance Transfers - What You Need to Know 

Are you carrying a balance on a high-interest credit card? Have you considered doing a balance transfer to a new card with a lower rate?
Posted by Jeremy Wascak March 04, 2020 Categories: Budgeting Credit Cards Loans Saving
How does a balance transfer work, you ask? A balance transfer happens when you move a current balance from a high interest rate credit card to a new or existing card, like the Towpath CU EverydayCredit card, that typically has a lower interest
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Bad Money Habits and How to Fix Them 

Posted by Jeremy Wascak January 28, 2020 Categories: Budgeting Credit Cards Saving
Learning how to use money wisely is an essential skill that isn’t always taught to us as children. Some of us pick up bad money habits on our journey to adulthood. Often, we’re just not being mindful of where our money goes. See if you have
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How Does the Fed Affect You? 

Posted by Jeremy Wascak September 30, 2019 Categories: Credit Cards Loans Mortgages Shopping
You might have seen some things in the news recently about the Fed cutting rates, but many Americans don’t know exactly what the Fed is or how it affects their lives. Turns out, it actually has a pretty big impact on all of us. The Federal
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Equifax Data Breach Settlement 

Did you know that if you live in Ohio, there’s a 45% chance that your personal information was exposed in the 2017 Equifax data breach?
Posted by Jeremy Wascak July 30, 2019 Categories: Avoiding Scams Credit Cards Security
The Federal Trade Commission recently announced that Equifax is required to pay a settlement of up to $700 million, including $425 million to the consumers it affected. Towpath CU wants to be sure our valued Members know their rights under this
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2019 New Year's Resolutions 

New Year's Resolution Suggestions to Improve your Financial Wellness
Posted by Jeremy Wascak January 01, 2019 Categories: Budgeting Credit Cards Credit Scores Saving
It's not too late to choose a New Year's Resolution to start your 2019 off right! Here are five simple ways you can boost your financial wellness this year. Start a Budget. An important step toward financial wellness is keeping track of
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Revolving Credit Utilization 

Revolving Credit Utilization Plays an Important Role in Your Credit Score.
Posted by Jeremy Wascak December 24, 2018 Categories: Credit Cards Credit Scores Loans
Two people walk into a credit union to apply for a loan. The first person has $1,000 in credit card debt. The second person has $5,000 in credit card debt. If the rest of their finances are the same, who has a higher credit score? It’s impossible
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