Posts in Category: Credit Cards

How Does the Fed Affect You? 

Posted by Jeremy Wascak September 30, 2019 Categories: Credit Cards Loans Mortgages Shopping
You might have seen some things in the news recently about the Fed cutting rates, but many Americans don’t know exactly what the Fed is or how it affects their lives. Turns out, it actually has a pretty big impact on all of us. The Federal
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Equifax Data Breach Settlement 

Did you know that if you live in Ohio, there’s a 45% chance that your personal information was exposed in the 2017 Equifax data breach?
Posted by Jeremy Wascak July 30, 2019 Categories: Avoiding Scams Credit Cards Security
The Federal Trade Commission recently announced that Equifax is required to pay a settlement of up to $700 million, including $425 million to the consumers it affected. Towpath CU wants to be sure our valued Members know their rights under this
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2019 New Year's Resolutions 

New Year's Resolution Suggestions to Improve your Financial Wellness
Posted by Jeremy Wascak January 01, 2019 Categories: Budgeting Credit Cards Credit Scores Saving
It's not too late to choose a New Year's Resolution to start your 2019 off right! Here are five simple ways you can boost your financial wellness this year. Start a Budget. An important step toward financial wellness is keeping track of
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Revolving Credit Utilization 

Revolving Credit Utilization Plays an Important Role in Your Credit Score.
Posted by Jeremy Wascak December 24, 2018 Categories: Credit Cards Credit Scores Loans
Two people walk into a credit union to apply for a loan. The first person has $1,000 in credit card debt. The second person has $5,000 in credit card debt. If the rest of their finances are the same, who has a higher credit score? It’s impossible
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