Don't let the Back to School season sneak up on you!

Whether you're looking for a $1,000* loan to get you through back to school spending, 5x rewards points** on department store purchases, or a special promotional APR*** for everything you need for the new school year, we've got you covered.

 

 

Apply now for a $1,000* Back to School Signature Loan

Getting ready for the Back to School season means getting ready for all the expenses that go along with a new school year. From school supplies and sneakers to laptops or any unexpected expenses that come up, a $1,000* signature loan could help get you through the start of the school year with less stress. 

 

Apply Now

 


 

Use your EverydayRewards MastercardTM for 5x the points** on Back to School

When you use the new EverydayRewards card on department store purchases, you will receive 5x points on every dollar you spend! Don't have an EverydayRewards card? No problem! This offer is good for new and existing cardholders. Apply today!

 

Apply Now

 


Maximize your Back to School savings with even lower rates on our EverydayCredit MastercardTM 

When you use your EverydayCredit card between August 1 and September 3, you will receive a non-variable APR of 2.90%*** on all merchandise purchases for 6 months! 

If you don't have the EverydayRewards card yet, apply today to take advantage of our low rates!

 

Apply Now

 


Don't forget to take advantage of Ohio’s Sales Tax Holiday (August 2-4). During this time, the following items are exempt from sales & use tax:

- Clothing priced at $75 per item or less
- School supplies priced at $20 per item or less
- School instructional material priced at $20 per item or less

Learn more about Ohio's Sales Tax Holiday here.


For $1,000.00 loan, plus a $50.00 prepaid finance charge, for a total of $1,050.00 with a term of 12 months and an APR of 19.459%, the monthly minimum payment will be $92.29 without optional debt protection coverage. Please keep in mind that if you are pre-approved for a 2019 Back to School Loan, your application is subject to final approval by Towpath Credit Union. We may require additional information from you and we may decline your application if there is any material change to your financial condition or creditworthiness, such as filing for bankruptcy, or for other reasons as required by law or credit union lending policy. If your application is approved, you will have an opportunity to review and accept the terms of your loan. This loan is unsecured. Total unsecured debt outstanding with Towpath Credit Union cannot exceed $25,000.00 per member, including this offer. If you currently have an outstanding balance on a 2018 pre-approved signature loan offer with us, you will be required to pay that loan balance in full with the proceeds of this loan. If you are currently delinquent with other obligations with Towpath Credit Union, we reserve the right to deny your application. Offer ends August 31, 2019.

** Earn 5x rewards points on up to $1,500.00 worth of qualifying department store transactions made on or between August 1, 2019 and September 3, 2019. Qualifying department store transactions must have the required merchant code signifying the transaction for purchases for at department store locations (merchant codes 5311). Transactions within other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions: however, we do reserve the right to determine which transactions qualify for the bonus rewards offers. To earn bonus rewards points, you must be a cardholder currently in good standing - you must have demonstrated responsible use of your card and must not have had delinquent payments within a specific period. Allow up to two (2) billing cycles for bonus rewards points to post to your account. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions apply. 

*** Special reduced annual percentage rate (APR) is valid on qualifying credit card purchases posted on or between August 1, 2019 and September 3, 2019 and is good for six months from the first qualifying transaction post date. The promotional annual percentage rate (APR) will return to the individual cardholder's standard rate upon the completion of the offer cycle. The APR is not valid on balance transfers or cash advances. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions apply.