Account Options

Towpath Credit Union offers a wide variety of account options to fit your financial needs. Learn more about our account offerings below, or stop by your local branch to open an account today.


Stop paying high monthly fees on your checking account! Towpath Credit Union offers two types of checking (share draft) accounts: Preferred and Money Market

Preferred Checking (Interest Bearing)

  • No Minimum Balance to Open
  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Free MasterCard Debit Card
  • First 48 checks free
  • Online check ordering available
  • Overdrafts transfers available
  • Overdraft Protection available.
  • Free online banking
  • ​Free online bill pay
  • Interest earned quarterly on balances over $500.00

Money Market Accounts

  • $3,000.00 minimum deposit to open
  • $3,000.00 minimum balance requirement
  • Maximum 3 debit transactions of any kind per month ($500.00 minimum
  • Additional transaction fees may apply
  • Minimum transaction amount: $500.00
  • Interest earned quarterly on average daily balances over $3,000.00
  • Online check ordering available



Youth Accounts

One of the most important lessons you can teach your child is money management. Let Towpath Credit Union help with our youth share accounts.

Me Too CU

Begin your child's financial education with his or her very own MeTooCU account. This account is designed for children up to 12 years old. Visit any of our branches to open a Me Too CU account today!


At Towpath Credit Union, your teen will learn valuable money management skills that will help them throughout their life. And, they'll have fun doing it!

Visit any of our branches to open a CUJAMS account today!

Youth Share Certificate

Teach your child the importance of saving with a Youth Share Certificate. Our Youth CD has a minimum deposit of only $100 for a 12 month term. Plus, you can add to your certificate at any time in $25 increments or more.

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Want to become a member?

Applications for membership are available at any branch location.