Get Pre-Approved Without an Impact to Your Credit!
You could get approved for an auto loan purchase or refinance without it impacting your credit!** This way, you can find out which terms and rates you're eligible for without a hard credit inquiry, which could unnecessarily lower your credit score. If you decide not to move forward with the loan, we don't move forward with the inquiry!
We offer a range of terms which you can choose from before closing your loan. Want to pay your loan off quickly? Go for a shorter term. Want to have the lowest payment possible? We can help with that too.
We also offer important protection for your vehicle and loan, typically at lower cost than a dealership. Ask your Loan Officer about GAP Protection and Extended Vehicle Warranties for your vehicle, and Debt Protection for your loan.
Pre-Approval and Refinancing is Easy!
Get your purchase started before you visit a dealer or see what rate you qualify for on a refinance:
1. Apply Online
2.Call us at 330-664-4770
3. Email us at lendinginfo@towpathcu.com
We offer low rates, flexible terms, and pride ourselves on making the process as easy as possible. Plus, Members can close most loans online, without ever having to come into a branch!
APR = Annual Percentage Rate.
*APR applies to loans on 2022 or newer autos only with 4999 miles or less financing $10,000.00 & under. Loans over $10,000.00 require a prepaid finance charge which will affect the final APR. Rates, terms and conditions are subject to change and may vary based on applicant creditworthiness, loan qualifications, and collateral condition. All loans are subject to approval. Refinance applies only to loans from other lenders. New Towpath Credit Union loans only. Contact one of our friendly loan processors for complete details. A sample payment on a $10,000.00 loan for 72 months at 4.95% APR would be approximately $160.82 per month. A sample payment on a $25,000.00 loan including a $150.00 prepaid finance charge for 72 months at 4.95% interest rate (5.21% APR) would be approximately $402.04 per month without optional debt protection. Offer subject to change without notice. Offer ends May 15, 2023.
**Credit Score/Hard Inquiry disclosure: To check the rates and terms you may qualify for, we conduct a soft credit pull that does not affect your credit score. However, if you choose one of our offered loan terms and continue your application, we will request your full credit report which will be considered a hard credit pull and may affect your credit score.