Photo of blue car
APR as Low as 2.66%*
Flexible Terms

Auto Loans 

For many of us, life has changed more this year than anyone could have anticipated. As we all try to navigate our new reality, one thing is abundantly clear: reliable transportation is always essential. Whether you need a new car to get you to and from work, or you’re hoping to save some money on your existing car payments by refinancing, we’re here for you.  

 

The Rates You Want for the Car You Need.

Our rates on auto loans are generally the lowest around, so you can get the car, truck, or motorcycle you need with payments you can afford. Already have a ride you love? See if we can save you money by refinancing.

You could get approved for an auto loan purchase or refinance without it impacting your credit!​1   This way, you can find out which terms and rates you're eligible for without a hard credit inquiry, which could unnecessarily lower your credit score. If you decide not to move forward with the loan, we don't move forward with the inquiry!

We offer a range of terms which you can choose from before closing your loan. Want to pay your loan off quickly? Go for a shorter term. Want to have the lowest payment possible? We can help with that too.

We also offer important protection for your vehicle and loan, typically at lower cost than a dealership. Ask your Loan Officer about 

Pre-Approval and Refinancing is Easy!

Get your purchase started before you visit a dealer or see what rate you qualify for on a refinance:

1. Apply Online

2.Call us at 330-664-4770

3. Email us at lendinginfo@towpathcu.com

We offer low rates, flexible terms, and pride ourselves on making the process as easy as possible. Plus, Members can close most loans online, without ever having to come into a branch!

 

 

* APR = Annual Percentage Rate. Loans include a prepaid finance charge which will affect the final APR. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral condition. All loans subject to approval.  Contact one of our friendly loan processors for complete details. Floor rate of 2.50% requires approved collateral 2018 or newer with loan-to-value at or below 80% of NADA retail. A sample payment on a $25,000.00 loan with a $100.00 prepaid finance charge for 72 months at 2.50% interest rate (2.66% APR) would be approximately $374.28 per month without optional debt protection. All rates are subject to change without notice.

 

1 Credit Score/Hard Inquiry disclosure: To check the rates and terms you may qualify for, we conduct a soft credit pull that does not affect your credit score. However, if you choose one of our offered loan terms and continue your application, we will request your full credit report which will be considered a hard credit pull and may affect your credit score.​

Want to become a member?

Applications for membership are available at any branch location.