Photo of blue car
APR as Low as 1.99%*
Flexible Terms

Auto Loans 

As we all try to navigate life during a pandemic, one thing is abundantly clear: reliable transportation is essential. Whether you need a new car to get you to and from work, or you’re hoping to save some money on your existing car payments by refinancing, we’re here for you.  

 

The Winter Auto Loan Event is Back!

It's time to take advantage of our lowest interest rates of the season with the Winter Auto Loan Event. Get low rates on car, truck, and motorcycle loans and refinances, so you can get a vehicle you love for payments that won't break your budget. 

You could get approved for an auto loan purchase or refinance without it impacting your credit!​1   This way, you can find out which terms and rates you're eligible for without a hard credit inquiry, which could unnecessarily lower your credit score. If you decide not to move forward with the loan, we don't move forward with the inquiry!

We offer a range of terms which you can choose from before closing your loan. Want to pay your loan off quickly? Go for a shorter term. Want to have the lowest payment possible? We can help with that too.

We also offer important protection for your vehicle and loan, typically at lower cost than a dealership. Ask your Loan Officer about GAP Protection and Extended Vehicle Warranties for your vehicle, and Debt Protection for your loan.

Pre-Approval and Refinancing is Easy!

Get your purchase started before you visit a dealer or see what rate you qualify for on a refinance:

1. Apply Online

2.Call us at 330-664-4770

3. Email us at lendinginfo@towpathcu.com

We offer low rates, flexible terms, and pride ourselves on making the process as easy as possible. Plus, Members can close most loans online, without ever having to come into a branch!

 

 

* APR applies to loans on 2020 or newer auto and motorcycle $10,000.00 & under. Loans over $10,000.00 require a $150.00 prepaid finance charge which will affect the final APR. Refinance applies only to loans from other lenders. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral condition. All loans subject to approval. New Towpath Credit Union loans only. Contact one of our friendly loan processors for complete details. A sample payment on a $10,000.00 loan for 72 months at 1.99% APR would be approximately $147.46 per month. A sample payment on a $15,000.00 loan with a $150 prepaid finance charge for 72 months at 1.99% interest rate (2.34% APR) would be approximately $221.19 per month. Offer subject to change without notice. Offer ends February 28, 2021.

 

1 Credit Score/Hard Inquiry disclosure: To check the rates and terms you may qualify for, we conduct a soft credit pull that does not affect your credit score. However, if you choose one of our offered loan terms and continue your application, we will request your full credit report which will be considered a hard credit pull and may affect your credit score.​

Want to become a member?

Applications for membership are available at any branch location.