Loans

At TowpathCU, we focus on providing affordable loans to our Members. With a Member-focused staff, cutting-edge technology, and a not-for-profit cooperative-model, TowpathCU is here for you when your dreams need us. Whether that means reliable transportation to work, a loan for an unexpected expense, or achieving homeownership, we're here for you. 

Not yet a Member? Not a problem! You may still apply for any of our loans or credit cards and you will be required to join the credit union if you are approved and choose to do so.

Local Credit Union Service

From the initial application to closing, you'll be dealing with the local employees of Towpath Credit Union, living and working in the same community as you. As a credit union, our mission is to the provide the best Member experience while improving the financial wellness of our communities. 

Low Rates

Our not-for-profit model allows us, like other credit unions, to pass on low rates on loans to our Members. This is one of the most important benefits of the credit union model. 

Communicate with us how you want to

We may be small, but we have invested heavily in the best technology to make your borrowing experience as easy as possible. Apply online for any loan, call us, text us, email us, or visit us! You can even schedule an appointment online for a meeting with a Loan Officer in one of our branches!

Sign by Email

For existing Members, most loans can be signed by email and electronic signature, which means no need to visit the credit union in person to close your loan (unless of course you just want to visit us!).

Loan Types

Click the pictures below to learn more about each Loan Type!