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We Have the LoanTo Fit Your Needs

Mortgage Loans

If you are buying your first home or refinancing your current one, let the financial team at Towpath Credit Union help you navigate one of life’s biggest purchases.

We're here to help.

Towpath Credit Union goes above and beyond just offering  mortgage loans. The difference between working with us and a giant mortgage corporation is our one-on-one focus on you and quick turn-around time. You will work with the same mortgage specialist throughout the entire process - from general questions to closing. 


First Mortgages, Refinances, and Home Equity Lines of Credit

We offer a variety of mortgage loan types and terms. Get pre-approved with us before you go house shopping.

First Mortgages

We offer conventional, FHA, and VA loans for both purchases and refinances. First-Time Homebuyer programs with as little as 3% down are available. 

Please feel free to reach out to us at mortgageloans@towpathcu.com if you have any questions about the programs we offer.

Home Equity Lines of Credit

We offer home equity lines of credit up to 90% loan-to-value with ten-year draw periods.


Schedule a no-cost, one-on-one mortgage class.

If you want to get an idea of where your finances stand in relation to purchasing a home, our free mortgage classes are a great way to get personalized advice without any obligation or pressure to apply for a loan. We can set up a time for you to meet with us one-on-one and go over your income, credit, and other financials to see how prepared you are to apply for a mortgage loan and which areas you may need to focus on to get there. 

If you would like to schedule a mortgage class, fill out the form below, email us at mortgageloans@towpathcu.com, or call us at 330-664-4700.

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