MasterCard credit card
Earn 2x points on Gas & Groceries*


Earn rewards when you make everyday purchases with the Towpath Credit Union EverydayRewards Mastercard™.

Towpath Credit Union EverydayRewards Mastercard™

Earn and Save More with a Towpath CU Credit Card!

Have a large credit card balance with a higher rate? Multiple balances wracking up interest? A Towpath CU  EverydayRewards  Mastercard™ balance transfer may be right for you! Receive 0% APR on balance transfers when you transfer a balance over from a high interest rate card to your Towpath CU credit card.1

With the new EverydayRewards Mastercard™ we are offering a new and improved rewards program! You can earn rewards for everyday spending by getting two points for every dollar spent on gas and groceries and one point for every dollar spent on all other transactions*.

As a special introductory offer, when you spend $1,000 on your EverydayRewards card in the first 60 days, you'll receive 10,000 bonus points! **

With those rewards points you can redeem them on our new and improved Towpath EverydayRewards site. This site is easier to navigate and has many more options available for redemption choices. You can choose from gift cards for shopping or dining out, merchandise, travel options, statement credits and more! Click here to visit the site and browse options.

To redeem, you will need to log into your online banking and then access the site via the credit card portal. You can also call 1-888-520-0530 to redeem over the phone. 

Additional Benefits Include:


Ready to Apply?

There are three easy ways to apply:

1. Complete your application in just a few minutes by clicking below.

Apply Online

2. Apply in person at any of our branch locations

3. Apply by phone by calling 330-664-4700.


A full PDF of our credit card disclosure can be viewed by clicking here.

Special reduced annual percentage rate (APR) is valid on qualifying balance transfers posted from April 1st, 2022 to May 31st, 2022. Special reduced rate is good from the first qualifying transaction posted date until December 31st, 2022. The promotional annual percentage rate (APR) will return to the individual cardholder’s standard rate upon the completion of the offer cycle. The APR is not valid on purchases or cash advances. All purchases are subject to credit approval. Terms and conditions subject to change. Balance Transfer fee applies and is 3% of the amount or $10, whichever is greater. Balance Transfers do not qualify for Rewards points. Balance Transfers may not be used to pay off Towpath Credit Union credit cards or other Towpath Credit Union accounts. Some restrictions apply.

*Earn 2x rewards points on qualifying gas station and grocery store transactions. Qualifying gas station and grocery store transactions must have the required merchant code signifying the transaction for purchases for gas station and grocery store transactions (merchant codes 5411, 5541, 5542). Transactions within other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions: however, we do reserve the right to determine which transaction qualify for the bonus rewards offers. Earn 1 point for all other qualifying purchase transactions. Cash advances and balance transfers are not eligible for rewards points. To earn bonus rewards points, you must be a cardholder currently in good standing – you must have demonstrated responsible use of your card and must not have had delinquent payments within a specific period. Allow up to two (2) billing cycles for bonus rewards points to post to your account. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions apply.

**All new Towpath Credit Union EverydayRewards MastercardTM accounts qualify to receive 10,000 bonus points when you spend $1,000.00 or more on qualifying transactions made on or during the first 60 days the account is open. To earn bonus rewards, each account must remain open, in good standing and not become delinquent. Allow up to two (2) billing cycles for bonus rewards to post to your account. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions apply.