Supermarket Struggle

January 18, 2023

How to save more at the grocery store.

With prices rising at both the gas pump and in the grocery store, it’s become more important than ever to have a plan. Whether it’s a plan for saving or a monthly budget, knowing how much money you’re spending on food and other necessities will help you feel calm and collected at bill paying time. But, with egg prices wreaking havoc on your weekly shopping, how can you keep from blowing your budget? Here’s a few tips and tricks for saving more and spending what you’re used to at the grocery store. 

 

-Make a list: If there’s one thing spending and saving experts agree on, it’s that a strict grocery list can make or break your budget. Don’t allow impulse buys to keep you from your savings goals. Plan your week ahead and make a list of everything you will need at the grocery store and stick to it. That way you know what to expect when it’s time to get out your wallet. 

-Eat before you go: Sound silly? It might! However, consider how your appetite can affect your purchases. When you go grocery shopping hungry you open yourself up to temptation buys and cravings. Snack before your trip so you can remain strong throughout the store. 

-Utilize weekly sales: Is pasta or ground turkey on sale in the supermarket this week? Sounds like a great week for a spaghetti dinner! Keep track of what’s on sale and plan your meals accordingly.  

-Join the rewards/loyalty program: This will allow you to get the best prices on your weekly items. It’s also important to note that most grocery store chains require a loyalty account to access certain BOGO sales. Don’t be shocked when you get to the register and find out you don’t qualify for the best price! Sign up for your favorite store’s rewards program today. 

-Use a cash back credit card: Make money while you spend money. It’s really that simple! Towpath CU offers 1.5% cash back on all purchases with the EverydayRewards credit card, including groceries!* Take advantage of opportunities like this, and watch your money come back to you over time.  

-Buy store brand: We get it! You have a favorite peanut butter brand, and you’re not willing to compromise. However, consider which products you don’t mind switching brands. Most of the time the ingredients are considerably similar, and you can’t notice a difference. This will save you a few bucks at check out, and we know that adds up.  

-Find alternatives: We’re all thinking about it...Eggs are expensive right now! We know this, you know this, everyone can see it. But have you considered finding alternatives? Apple sauce, bananas, avocados, chia seeds, and yogurt are just a few of the substitutes you can use instead of eggs. Feel free to get creative and budget-friendly with your recipes. 

 

And lastly,  

 

-Shop in season: Enjoying fresh pineapple in January? You’re probably paying more for it. Check out what fresh produce is in season and consider switching to those items for a few months during the year. This will allow you to save more while still enjoying the fresh fruits and veggies your family loves.  

 

*Earn 1.5x rewards points on qualifying transactions. We do reserve the right to determine which transaction qualify for the bonus rewards offers. Cash advances and balance transfers are not eligible for rewards points. To earn bonus rewards points, you must be a cardholder currently in good standing – you must have demonstrated responsible use of your card and must not have had delinquent payments within a specific period. Allow up to two (2) billing cycles for bonus rewards points to post to your account. All purchases are subject to credit approval. Terms and conditions subject to change. Some restrictions apply.