_{*APR = Annual Percentage Rate. APR applies to loans on 2024 or newer recreational vehicles and boats at or under 90% loan to value. Loans require a prepaid finance charge which will affect the final APR. Rates, terms and conditions are subject to change and may vary based on applicant creditworthiness, loan qualifications, and collateral condition. All loans are subject to approval. Refinance applies only to loans from other lenders. Contact one of our friendly loan processors for complete details. A sample payment on a $25,000.00 loan including a $150.00 prepaid finance charge for 72 months at 6.99% interest rate (7.21% APR) would be approximately $427.34 per month without optional debt protection. All rates are subject to change without notice.}