The unexpected never happens at a convenient time

Whether you’re facing an accident, injury, unexpected repair, or you just need a little extra cash to make it to payday, a Member Quick Cash Loan is for those who need cash quick.

Towpath Credit Union’s small-dollar loans offer APRs as low as 18.85% *with loan amounts from $500 to $2,000, providing short terms and affordable payments that fit your budget. Members must be the primary borrower on eligible loans and at least 18 years old to qualify. With no credit check, instant loan decisions, and availability 24/7/365, getting the funds you need has never been easier. Learn more about Member Quick Cash Loans below to decide if it may be right for you.

No Impact to Your Credit.
Member-Only Benefit.
No Application Fees.
Instant Loan Decision.

What is a Member Quick Cash Loan? How do they work?

  • With no credit check and our easy online application, you can get the cash you need deposited to your account in just a few minutes.

  • Loan amounts from $500-$2,000*

  • No credit check required.

  • Must be 18 years old and a Member for at least 6 months.*

  • Quick, easy online application with instant approval.

  • Fees and repayment terms vary based on loan amount.

What can you use a Member Quick Cash Loan for?

  • Bills:

    • Medical & Dental

    • Pets & Vets

    • Utilities & Other

  • Funeral Expenses

  • Auto service & repairs

  • Home services & repairs

  • Moving Costs

  • School Fees & Supplies

  • Special Events & Holidays

  • Travel & Vacation

Which Towpath CU borrowing option is right for you?

View a comparison of the Member Quick Cash Loan, Anything Loan, Home Equity Line of Credit, and Towpath CU Credit Card below.

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APR = Annual Percentage Rate
* Quick Cash Loans are eligible for Towpath Credit Union Members only. Loans include a prepaid finance charge which will affect the final APR. Members are limited to one Quick Cash Loan at a time. Final amount financed, loan term and final APR are subject to approval. Loans are approved for Members who meet certain eligibility requirements, including but not limited to length of membership, eligible credit union accounts in good standing, and direct deposit history. No credit check required, Member must primary on eligible account and at least 18 years old. An example payment on a $2000.00 loan including a $25.00 prepaid finance charge at 17.49% interest rate for 22 months, will result in an APR of 18.85% with a monthly minimum payment of $106.88. All rates and program eligibility are subject to change without notice.