Skip To Main Content

We provide links to third party websites, independent from Towpath CU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Towpath CU. Click "CONTINUE" to proceed or click the "RETURN TO SITE" to stay on this site.

CONTINUE
×

 

Logo Graphic

Mortgages

For Every Stage of Life
A variety of options to fit your financial needs.

MortgageHero.png

Navigate the Mortgage Loan Process with Ease

Whether you are buying your first home or refinancing to save more of your hard-earned money each month, our Mortgage Team is here to help you navigate the loan process with ease. Towpath CU is a proud partner of TruHome Solutions to offer state-of-the-art digital mortgage applications and servicing technology, all while delivering the Member experience you expect and deserve.

We help Members purchase homes and investments, and to refinance their first mortgages. Towpath CU can help with Conventional, FHA, or VA loans to fit your financial picture. We offer First-Time Homebuyer programs with as little as 3% down! Understand your options best with easy, online applications to get you Pre-Approved instead of just “pre-qualified.” Towpath CU pairs digital applications with personable Member Experience to deliver the best of both worlds for our Members.

Here for today’s rates? Get a custom quote on our loan rates page!

  • Apply online or by phone with knowledgeable loan officers at your convenience with our Mortgage Partner TruHome Solutions

  • Work with experienced loan officers who can help you determine which mortgage option is best for you.

  • Our Towpath Team and Mortgage Partner TruHome Solutions will be dedicated to supporting you throughout the entire application process.

Why a Pre-Approval is better than “pre-qualifications”:

  • Pre-Qualifications are a quick assessment of what you may be able to borrow, which can lead to surprises and disappointment during the application process.

  • A Pre-Approval with TruHome Solutions uses your verified information to provide a conditional commitment on what you will be able to borrow

  • Purchasing your house is easier with a Pre-Approval because you’re ready to make a competitive offer when you find your dream home

  • Refinancing your current mortgage is easier with a Pre-Approval because you can make the best decision on how to make the most of your equity.

  • Submit your mortgage application online

  • Upload your required documents seamlessly

  • Get automated updates on the status of your loan

Need a Savings Calculator?
Need a Loan Calculator?

    Single Deposit Calculator

    Total Balance

    Certificate Deposit Return

    Compound Interest Calculator

    Compound Frequency

    Daily

    Monthly

    Quarterly

    Annually

    Total Balance

    Certificate Deposit Return

    Monthly

    Quarterly

    Annually

    Loan Payment Calculator

    Monthly Payments

    Total Principal Paid:
    Total Interest Paid:
    Total:

    Loan Amount

    Total Principal Paid:
    Total Interest Paid:
    Total:

    Mortgage Payment Calculator

    Monthly Payments

    Total Principal Paid:
    Total Interest Paid:
    Total:

    Amortization Chart

    Amortization Chart

    Date Principal Interest Total Interest Balance

    Mortgage Refinance Calculator

    Mortgage Comparison

    Original monthly payment

    Original Remaining Cost

    New monthly payment

    New Mortgage Cost

    Current Mortgage

    0

    New Mortgage

    Refinancing will save you per month and save you in total cost.

    Mortgage Refinance Breakeven

    x